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Posted on: February 23, 2021

PPP Program Enhancements

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The Paycheck Protection Program (PPP) has been fine-tuned again, this time to focus on the smallest businesses and non-profits for 14 days beginning tomorrow, February 24 at 8 a.m. CST for businesses with fewer than 20 employees. These businesses include sole proprietors and independent contractors with no employees, as well as self-employed persons. There are other enhancements to the PPP Loan program coming the first week in March, they include: 

  •  A revised PPP funding formula to provide more funding support to sole proprietors, independent contractors, and self-employed individuals.
  • The elimination of PPP restrictions for small business owners with prior non-fraud felony convictions, consistent with a bipartisan congressional proposal
  • The elimination of PPP restrictions on small business owners who have struggled to make federal student loan payments by eliminating federal student loan debt delinquency and default as disqualifiers to participating in the PPP; and
  • Ensuring access for non-citizen small business owners who are lawful U.S. residents by clarifying that they may use Individual Taxpayer Identification Number (ITIN) to apply for the PPP.

 https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program

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